5 Hypothetical LAMF Use Cases

Your investments can stay. Your plans do not have to wait.

Five animated, hypothetical scenarios show where a Loan Against Mutual Funds could create short-term liquidity without forcing an investor to redeem their portfolio.

Portfolio remains invested Interest only on utilisation Flexible bridge liquidity

Interactive story player

Five moments. One smarter liquidity layer.

Select any hypothetical episode or let the stories play automatically. Every character scene is rendered live with code—no stock video or customer claim.

PledgeKaro Stories
EP 0100:07

Use Case 01 · Business

Illustrative possibility · not a customer testimonial

A business owner

A supplier discount expires tonight.

Imagine a business owner who needs ₹6 lakh for inventory but does not want to interrupt a long-term investment plan by redeeming mutual funds.

The LAMF turn in the story

In this illustrative scenario, eligible equity mutual funds could be pledged and only the required working capital could be drawn while the portfolio remains invested.

01

The deadline appears

02

Funds are pledged—not sold

03

Working capital is unlocked

Mutual Fund Portfolio

₹12,00,000

Invested
Portfolio trajectory
Pledged, not redeemed
Up to 50% LTV
Indicative drawdown

₹6,00,000

Only the utilised amount attracts interest

Monthly interest*

₹4,875

Bridge

45-day business bridge

Inventory booked

Indicative limit

₹6,00,000

Fund category

Equity mutual funds

Indicative rate

Starting at just 9.75% p.a.

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* Every use case above is hypothetical and does not represent an actual customer or claim that anyone shown has used PledgeKaro. Calculations are indicative, use the displayed default annual interest rate, and exclude processing fees, taxes and other applicable charges. Final eligibility, LTV, pricing, timeline and disbursal are subject to eligible schemes, lender approval, credit policy and completed documentation.